💰 Project Finance & Loans

Helping You Secure the Capital You Need

Accessing bank credit is a critical requirement for most businesses — whether for working capital, expansion, or new project setup. Mahesh Kaushik & Co. helps businesses prepare the comprehensive financial documentation required by banks and financial institutions to evaluate and approve loan applications.

Our team has extensive experience working with public sector banks, private banks, NBFCs, and SIDBI in preparing and presenting loan proposals.

Our Project Finance Services Include

• CMA (Credit Monitoring Arrangement) data preparation
• Financial projections — P&L, Balance Sheet, Cash Flow (3–5 years)
• DSCR (Debt Service Coverage Ratio) and Break-Even analysis
• Project report preparation for new ventures
• Working capital assessment and CC/OD limit calculation
• Preparation of Information Memorandum (IM) for lenders
• Liaison with bank officials and credit appraisal teams
• MSME loan documentation and Udyam registration
• Mudra Loan and CGTMSE scheme documentation
• Mortgage and property valuation coordination
• Stock and book debt audits for renewal of limits

Types of Finance We Support

• Term loans — plant & machinery, construction, capex
• Working capital loans — CC, OD, WCDL, bill discounting
• MSME and SME loans
• Startup and entrepreneur loans
• Export finance — pre and post-shipment credit
• Priority sector lending

Why Choose Us

A well-prepared project report significantly improves the probability of loan approval and may help negotiate better interest rates. Our documents are structured to meet the specific requirements of different banks and present your business's financial health in the most credible, compelling manner.